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Disclosure

Zachary Ruttenberg is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4065812), CO, CT, DC, FL, GA, IL, KY, MA, MI, MN, MT, NC, NE, NJ, NY, OH, OR, PA, SC, TX, UT, VA, VT, WA, and WI. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Zachary Ruttenberg is licensed and authorized to offer insurance in California, but Ruttenberg Capital Group, LLC may not be. For additional information on California licensure status, please click here.

Zachary Ruttenberg is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 11 Spring St Ste 2a, Newburgh, NY, 12550, 845-475-3009. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, FL, GA, IL, IN, KY, MI, MN, MT, NC, NE, NJ, NY, OH, OR, PA, SC, TX, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Zachary Ruttenberg is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, DC, FL, GA, IL, IN, KY, MI, MN, MT, NC, NE, NJ, NY, OH, OR, PA, SC, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Zachary Ruttenberg is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Ilana Stern is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4326598), FL, IL, MD, MI, NJ, NY, OH, OR, PA, UT, and VT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Ilana Stern is licensed and authorized to offer insurance in California, but Ruttenberg Capital Group, LLC may not be. For additional information on California licensure status, please click here.

Ilana Stern is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 11 Spring St Ste 2a, Newburgh, NY, 12550, 917-446-8899. In this regard, this communication is strictly intended for individuals residing in the states of CA, IN, MD, NJ, NY, OH, and OR. No offers may be made or accepted from any resident outside the specific states referenced.

Connor Shapiro is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of LA, NJ, NY, and PA. No insurance business may be conducted outside the states referenced.

Ruttenberg Capital Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Ruttenberg Capital Group, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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