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Disclosure

Zachary Ruttenberg, and Ilana Stern are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Zachary Ruttenberg (AR Insurance License #19498234) (CA Insurance License #4065812).
Ilana Stern (CA Insurance License #4326598).

As a New York Life Agent, Zachary Ruttenberg is licensed and authorized to offer insurance in California and Arkansas, but Ruttenberg Capital Group, LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

As a New York Life Agent, Ilana Stern is licensed and authorized to offer insurance in California, but Ruttenberg Capital Group, LLC may not be. For additional information on California licensure status, please click here.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Zachary Ruttenberg, 11 Spring St Ste 2a, Newburgh, NY 12550, 845-475-3009.
Ilana Stern, 11 Spring St Ste 2a, Newburgh, NY 12550, 917-446-8899.

Zachary Ruttenberg, and Ilana Stern are also Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company. Advisory services are offered only in jurisdictions where the financial advisers and Eagle Strategies LLC are properly registered.

Zachary Ruttenberg is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Ruttenberg Capital Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Ruttenberg Capital Group, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

Copyright 2026. New York Life Insurance Company. All Rights Reserved.

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